Legal Notice

Fair Credit Reporting Act (FCRA) Notice

Please read this notice carefully before using Spokeo Watch. By creating an account and using our service, you agree to these terms.

Spokeo Watch is NOT a Consumer Reporting Agency

Spokeo Watch is not a consumer reporting agency as defined by the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. (FCRA). The information available through Spokeo Watch may not be used as a factor in establishing an individual's eligibility for credit, insurance, employment, housing, or any other purpose covered by the FCRA.

Prohibited Uses — You May NOT Use Spokeo Watch To:

  • Determine any person's eligibility for credit or insurance
  • Evaluate a person for employment, promotion, reassignment, or retention as an employee
  • Make tenant screening or housing decisions
  • Evaluate a person for any other purpose covered under the FCRA
  • Stalk, harass, or intimidate any individual
  • Investigate or surveil any person for any unlawful purpose
  • Collect a debt from any consumer
  • Violate any applicable federal, state, or local law

Permitted Uses

Spokeo Watch is intended solely for personal use, including:

  • Monitoring your own personal information for changes
  • Staying informed about publicly available information associated with people you know
  • Reconnecting with lost friends or family members
  • Personal safety and awareness for yourself and your immediate family

User Certification Requirement

All Spokeo Watch users must certify — prior to account creation — that they will not use the service for any FCRA-covered purpose or any purpose that is unlawful or violates another person's rights. This certification is collected during the account registration process and is a condition of access.

Statutory reference: Fair Credit Reporting Act, 15 U.S.C. §§ 1681–1681x. For more information about your rights under the FCRA, visit the Consumer Financial Protection Bureau at consumerfinance.gov.

Create Account — I Understand← Back to Home